The agreement, without the fog.

Sift is provided by Richards Analytics Ltd, trading as FolioSift ("we", "us"). These terms apply to the Sift app and the foliosift.com website.

Sift is an education and research product. It provides general information only. It is not personal financial advice, it is not a broker, it does not place trades, and it does not hold client money.

• Keep your sign-in details secure and accurate.
• Use Sift for your own personal, non-commercial learning.
• Do not scrape, resell, or redistribute content or data from Sift.
• Do not attempt to disrupt or reverse engineer the service.

Market information may be sample, delayed, or end-of-day, and may contain errors. We provide it as-is and make no warranty as to accuracy, completeness, or fitness for a particular purpose.

Any investment decision you make is your own. Past returns are not a guarantee of future results, and investing carries the risk of loss. Consider seeking advice from a licensed professional before acting.

To the extent permitted by law, we are not liable for indirect or consequential loss, or for investment losses arising from your use of Sift. Nothing in these terms excludes rights that cannot lawfully be excluded.

Sift is in active development. Features may change, pause, or be withdrawn. We may update these terms, and will publish the current version on this page.

You may stop using Sift at any time and ask us to close your account. We may suspend access where these terms are breached.

Questions about these terms: matt.richards@foliosift.com.